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If you’re one of those people who think popping money into a Christmas card is too crass, you’re definitely not alone. But, recent figures that show Australians spent around $148 million in wasted gift cards during 2017 – an alarming revelation that is good motivation to think more carefully about how you give and receive […]

As the local property market continues to evolve and fluctuate, the question about whether investors should stay or go is a sensible one to consider. If you believed everything you read in the media, recent coverage might lead you to think that the property bubble is bursting and that we are facing a downhill turn […]

To help you prepare to hit the market as a potential property buyer, there are some tips that can help reduce some of the stress of making such a huge financial investment – and boost the chances of your offer getting accepted to help you beat the competition. Sort out your finance The sooner you […]

Tertiary education is an amazing thing that can help set you up for a lifetime of earning potential in a fulfilling career. But first there’s HECS debt and understanding how to make it work with your financial goals. HECS-HELP is, basically, a government loan scheme to help eligible students in Australia cover university tuition fees […]

Deciding whether or not to downsize your home is one of the biggest decisions you’ll make in your life. As children grow, or life circumstances change, the need for a large family home may no longer be as important and thinking about reducing living space (and the stress that can sometimes go along with managing […]

For most Australians today, using a computer or device with internet access as a regular part of your everyday financial transactions is a normal part of life. Whether you choose to pay a bill online, transfer money from one account to another using your banking app, or book tickets to events using your credit card, […]

When it comes to building wealth for a secure future, investing in property has always been a popular choice for many Australians. Applying for a home loan for the purpose of investing in property is a big commitment and to help protect your valuable property asset, finding the right team of real estate professionals to […]

Whether you need extra cash to pay off your mortgage faster, or simply want to save money to help reduce other debts, such as personal loans, business loans, car loans or credit card debt, there are practical things you can do in your own home to actively reduce your expenses. To save money on your […]

When most people think of selling their home, they imagine a spring weekend and the hint of warmer weather that is supposed to be best at luring home-buyers to the mortgage market – thus adding fuel to the competitive fire as eager buyers push each other on to dizzying sale prices. Reality? Yes, spring is […]

Different needs for money require different types of loans. Whether you need help with a personal loan or a car loan, look at some of the key differences and benefits of different loan options and weigh up what’s right for you. Car loans The most important rule about vehicle finance is that car loans must […]