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At first glance, people reading the news about mortgage brokers in this post-Royal Commission climate could assume that mortgage brokers are the bad guys in a Robin Hood-esque scenario that has pitted financial institutions against the average Australian. But it’s important to dig a little deeper and examine where the real issues lay. Although it […]

When you compare the previous record highs of the local property market, it’s clear that Australian house prices are declining but what you may not have realised is that, according to experts in the real estate and credit agency industry, that decline may equate to the world’s biggest fall in real estate prices. According to […]

Creating a beautiful garden takes planning and time. But patience is always rewarded and by creating an impressive garden, you can add real value to your property – for life. Shape up By cutting a clearly defined shape, you give structure and street appeal to your garden. Look at what suits the style of your […]

According to a recent survey from Roy Morgan’s research institute, almost one million Australians have direct experience with mortgage stress. The staggering figure represents around 20% of mortgage holders. The results of the survey are based on Roy Morgan’s interviews with 10,000 owner-occupier borrowers, and although they do reveal mortgage stress has decreased since this […]

If you’re one of those people who think popping money into a Christmas card is too crass, you’re definitely not alone. But, recent figures that show Australians spent around $148 million in wasted gift cards during 2017 – an alarming revelation that is good motivation to think more carefully about how you give and receive […]

As the local property market continues to evolve and fluctuate, the question about whether investors should stay or go is a sensible one to consider. If you believed everything you read in the media, recent coverage might lead you to think that the property bubble is bursting and that we are facing a downhill turn […]

To help you prepare to hit the market as a potential property buyer, there are some tips that can help reduce some of the stress of making such a huge financial investment – and boost the chances of your offer getting accepted to help you beat the competition. Sort out your finance The sooner you […]

Tertiary education is an amazing thing that can help set you up for a lifetime of earning potential in a fulfilling career. But first there’s HECS debt and understanding how to make it work with your financial goals. HECS-HELP is, basically, a government loan scheme to help eligible students in Australia cover university tuition fees […]

Deciding whether or not to downsize your home is one of the biggest decisions you’ll make in your life. As children grow, or life circumstances change, the need for a large family home may no longer be as important and thinking about reducing living space (and the stress that can sometimes go along with managing […]

For most Australians today, using a computer or device with internet access as a regular part of your everyday financial transactions is a normal part of life. Whether you choose to pay a bill online, transfer money from one account to another using your banking app, or book tickets to events using your credit card, […]