Getting into the property market can be frustrating. Once you’ve found a property you love and can afford, you’re faced with an even bigger challenge: How do you get access to the 10% deposit? The good news is there’s a solution that is increasingly popular amongst first home buyers who simply don’t have enough cash […]

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Thinking of selling up and downsizing? Maybe the kids have just flown the nest and you’re left with a house that’s far too big. Or you want to free up some equity for new adventures. Before you can enjoy the freedom of a downsized home and upsized lifestyle, there’s one challenge you need to overcome: […]

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Understanding how to manage mortgage payments throughout this unprecedented pandemic, can be stressful and confusing. To help you understand all the options available, it’s helpful to familiarise yourself with some key terms: deferred repayment (this is the most common phrase lenders are using at present) mortgage payment holiday repayment pause mortgage freeze repayment relief Knowing […]

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So, you’re thinking about getting a deposit bond? Whether you’re a first home buyer, seasoned property investor, downsizing or buying off the plan, chances are you have a few questions. Don’t worry – we’ve got the answers you need. Here are the 10 most common deposit bond questions answered: #1. When do I pay back […]

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Aside from information about how to find toilet paper, asking Google how the coronavirus crisis will affect house prices is one of the world’s most popular online questions. It doesn’t take a genius to know that, in essence, the answer is ‘negatively’. Without a doubt, house prices will go down. Partly because of a lack […]

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2020 got off to a dramatic and devastating start for Australians right across the country, with the very real threat of catastrophic bushfires destroying homes, wildlife and, sadly, taking human lives as well. For many Australians left dealing with the loss of property, worrying about insurance policies and whether the appropriate cover was in place […]

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According to a recent United Nations report, smaller homes are key to reducing emissions – a positive way we can help minimise ongoing environmental damage. The findings from the UN Environment Program show that, by building smaller homes, emissions can be actively reduced, with less impact at the construction stage and more sustainable impact due […]

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Ethical Home Loans 

February 11th

In the wake of the banking Royal Commission, and with the widely reported Westpac bank issues and change of key leadership late last year still leading much of the recent news headlines, a growing number of increasingly discerning potential borrowers have more than the usual questions for a potential lender. As well as utilising the […]

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Debt is one of those serious things that doesn’t go away when you ignore it. In fact, the reality is that it can keep getting worse as interest rates see your debt levels climb or affects your credit rating if you fail to make agreed repayments. Without the guarantee of a long-lost relative leaving you […]

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Struggling to get access to a 10% cash deposit for your property purchase? You’re not alone. Whether you’re a first home buyer, downsizing or investing, getting the deposit together is one of the major hurdles facing home buyers today. But more and more Australians are realising there’s a smart alternative to a cash deposit: a […]

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