Blog

Businesses keen to grow can benefit from quality equipment that helps them run better businesses more efficiently – and for many people, that means being able to access finance, with friendly interest rates. The flow-on effect of accessing all-important equipment finance is that businesses can actively grow, while still maintaining helpful cash-flow and healthy capital […]

Although understanding the precise roles of some financial services professionals can seem complicated, defining the role of a mortgage broker is quite straightforward. Put simply, a mortgage broker is a financial adviser that specialises in sourcing home loans that match the needs of their clients. They do their research and build relationships with lenders, then […]

Before considering the potential positives and negatives of welcoming a mortgage broker into your life, it’s good to understand what exactly it is that a mortgage broker does. Put simply, their job is to research available lenders and narrow down some options that suit your circumstances – showcasing the different deals on offer to help […]

1. Pumped on Property – http://pumpedonproperty.com.au If you’re keen to understand the path to financial freedom through building a valuable property portfolio, there are tips galore at this insightful blog. Ben Everingham is a professional buyer’s agent and successful property investor and his knowledge of the property sector means he shares info-rich articles that show […]

Goal-setting When it comes to setting achievable financial goals, they need to be realistic, practical and relevant to your lifestyle. Making a decision to invest in a property that’s negatively geared might seem like a positive option but if your income is low and your tax savings are negligible, the truth is that there are […]

If you’re considering improving your property with some renovations, you’ll be facing a big decision about whether you should stay or go. There are pros and cons for both options and, depending on the scope of your planned renovation, and your available renovation budget, it’s important to understand the potential benefits and pitfalls of each […]

All the major banks have a standard set of rules they use to decide if a loan application is acceptable, or not. A ‘non-conforming’ home loan is simply a term used for home loans designed for people that don’t fit those rules. Loans like these can also be called ‘specialist’ or ‘alternative’ loans (alt doc). […]

If you’ve decided it’s time to upgrade to a bigger home,  or a better location, or even if you simply want more outdoor space so the kids can run around (and get off those pesky devices!), buying your next home can seem daunting…but it doesn’t need to feel that way. Other reasons to start worrying […]

If you’re self-employed or you own your own business, you’ll know all about the challenges of admin – keeping your accounts, finances and income flow all on track. It’s not easy. The last thing you need is a ‘no’ on your home loan application because of the paperwork. But here’s some good news. There are […]

Your finances can get a bit out of control sometimes, for all sorts of reasons. Illness, divorce, redundancy – sometimes, just getting overwhelmed with things to do and accidentally missing a bill payment. The end result can be that you get put in the bad credit basket. Even if you sort it out and pay […]