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The news that The Reserve Bank of Australia has cut the official interest rate by 0.15 percentage points reflects the first change since the previous historic low of 0.25 per cent was announced in March. With the cash rate now sitting at just 0.10 per cent, many leading Australian economists have called the cut a […]

Using the internet for business does have advantages but it can also  expose you to scams and digital security threats that can compromise your  financial wellbeing. To help protect your business from cyber security threats, try these helpful tips: Back-up all important data All your important business data – including your business website – must […]

The local fight against COVID-19 isn’t over yet and as we come out of lock-down across the country, the risks of further infections are real, unless we all embrace a new normal to live our lives by. According to research from the Grattan Institute, modelling shows that reopening shops, schools, and workplaces heightens the risk […]

COVID-19 is far from over but as the impact of the pandemic continues to shift and evolve, the effect on the Australian real estate market is becoming clearer. As predicted, property prices are falling in many markets, while in some cities less affected by the recent lock-downs, such as Adelaide and Perth, the market has […]

The response to Premier Daniel Andrews’ roadmap of release from COVID-19 restrictions has met with mixed responses, with some praising the slow and steady approach and others critical that it may be the death knell for their business. Potential Pandemic Impact on Melbourne House Prices With the news that on-site auctions can’t happen in Victoria […]

If you have a plan to save money and boost your savings goals in the most effective way possible, it’s wise to be aware of the multiple options available to you to help you turn your savings into even more financial security. Making the right choice is a personal one but to help you make […]

As the ongoing effect of the pandemic continues to leave its mark on real estate sector, the commercial part of the market has initially emerged as one of the hardest hit. But what difference has the pandemic made to commercial finance in the long-term? With lock-down laws impacting businesses all over Australia, some commercial tenants […]

The recent announcement that customers who are still experiencing financial struggles as a result of COVID-19 will be given an extension of four more months to start paying back loans, is a welcome relief for many Australians. But for clients currently managing their own unique financial stress, it’s important to educate them that these deferrals […]

In times of financial instability, every dollar matters – and that means it’s never been a better time to put a practical budget in place. But, with the COVID-19 pandemic causing such economic unrest, even the most disciplined budget-keepers have had good savings and spending habits thrown off-course. To help you stick to a post-COVID-19 […]

Months of COVID-19 related shutdowns across Australia has caused many to pause and rethink they way they work their investments and also their property purchases. Many speculate a downturn in house prices, but the evidence has not yet been shown. So the important question for investors or aspiring investors is, ‘should you purchase during or […]