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If you run a business, you’ll understand the importance of cash flow and access to funds to help boost your business growth. For many business owners, that can be achieved best with a business loan, but without the experience of what it takes to apply for a business loan, many business owners can be rejected […]

Building a portfolio of investment properties can be an effective way to create long-term wealth for our future but it needs to be done strategically and with the right advice from property investment experts and lending specialists who understand how to give you personalised advice to suit your individual financial circumstances. By schooling yourself with […]

Recent news reports in Melbourne’s media have made their way into overseas newspapers and online publications, after details about a Melbourne woman suing her architect son over a $500,000 home loan hit the headlines. The story is the latest case in what many experts believe is a rising trend, as a growing number of parents […]

When a parent dies, the emotional turmoil can be overwhelming and dealing with financial struggles and confusion can add another layer of stress. To help surviving relatives navigate the maze of lingering debt, it’s important to realise that debts left by a deceased parent are not the responsibility of adult children. There is generally no […]

If you have ever branded some people in your life as ‘spenders’ or ‘savers’, your assessment is all about psychology. For some people, the thrill of splurging on a new outfit or fine dining experience is much more pleasurable than depositing diligently into a savings account. On the flip-side, the world is also inhabited by […]

If you are serious about being in the market for any type of loan, the foundation for loan application success is your own track record of saving money. Whether credit is applied for directly to a bank or financial institution, or via a loan broker or mortgage broker, ensuring that some solid savings sit in […]

If you need money – whether it’s by way a car loan, a home loan, or some other personal loan – being a first-time borrower can be a confusing time. The variety of hoops some lenders make you jump through can seem stressful and if the access to additional funds is something that is quite […]

Are you one of those people who starts each new year with great intentions for a life that’s happier, healthier and financially better off? Join the club! To help you stick to your financial resolutions for smarter money management in the new calendar year, there are some helpful tips at hand. With a little bit […]

Before you make the first move to apply for a personal loan, it’s handy to know that there are some small steps you can take to help improve your chances of having your loan application approved. First, think about the reasons why you want to apply for finance in the first place… There are many […]

Personal loans can be a positive opportunity to fund important purchases but, in some circumstances, applying for a personal loan isn’t always a great move. Just because you qualify for a personal loan doesn’t mean that should necessarily get one. Whether choosing a personal loan is the right thing for your own situation, should be […]