If you are serious about being in the market for any type of loan, the foundation for loan application success is your own track record of saving money. Whether credit is applied for directly to a bank or financial institution, or via a loan broker or mortgage broker, ensuring that some solid savings sit in […]

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If you need money – whether it’s by way a car loan, a home loan, or some other personal loan – being a first-time borrower can be a confusing time. The variety of hoops some lenders make you jump through can seem stressful and if the access to additional funds is something that is quite […]

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Are you one of those people who starts each new year with great intentions for a life that’s happier, healthier and financially better off? Join the club! To help you stick to your financial resolutions for smarter money management in the new calendar year, there are some helpful tips at hand. With a little bit […]

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Before you make the first move to apply for a personal loan, it’s handy to know that there are some small steps you can take to help improve your chances of having your loan application approved. First, think about the reasons why you want to apply for finance in the first place… There are many […]

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Personal loans can be a positive opportunity to fund important purchases but, in some circumstances, applying for a personal loan isn’t always a great move. Just because you qualify for a personal loan doesn’t mean that should necessarily get one. Whether choosing a personal loan is the right thing for your own situation, should be […]

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For those times in life when a personal loan is exactly what you need to forge a path towards a bigger financial goal, making sure you handle the application process with flying colours is important. To help you get your personal loan application across the line, it helps to understand the things you can do […]

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Living debt-free is the ultimate goal for everyone, but the reality is that in many stages of life applying for personal loans, business loans, car loans and home loans are positive ways to help you achieve your lifestyle goals. But once you have the loan you want, learning how to budget better and find smart […]

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Christmas is getting closer and for many families across Australia that means the extra expenses of presents, food and holiday entertainment that might include travel and accommodation. It might also mean time away from earning money in your job or business. To help manage the extra expenses that the festive season brings, preparing a budget […]

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When you’re in business, getting a competitive edge can mean the difference between success and failure. But without the cash you need to invest in important business-building action, it’s easy to flounder. To help you take positive steps that lead to genuine growth for your business, look at these reasons a loan might be just […]

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When your goals exceed the reality of your bank account balance, getting some extra financial assistance to help you do what you need to can be a positive thing – as long as you budget well and approach your loan with a realistic eye about what you can afford to pay back. Before planning your […]

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